Snapshot 6 Pinjol & Paylater: Solusi atau Jerat?

Faza AyasiLeave a comment

Pinjol dan paylater semakin mudah diakses, tetapi kemudahan ini juga membawa pertanyaan penting tentang bagaimana masyarakat mengambil keputusan finansial di era digital. Riset Tulodo Snapshot 6 menggali lebih dalam: apakah layanan ini benar membantu kebutuhan mendesak, atau justru mendorong pola konsumsi dan utang yang tidak selalu disadari.

Melalui temuan berbasis data dan pengalaman pengguna, studi ini mengungkap motivasi, persepsi, serta risiko yang muncul dari penggunaan pinjaman digital. Hasilnya menunjukkan bahwa fenomena ini tidak sesederhana solusi atau masalah melainkan cerminan perubahan perilaku finansial yang sedang terjadi.

Baca riset ini untuk memahami apa yang sebenarnya terjadi di balik tren pinjol dan paylater, serta mengapa temuan ini penting bagi kebijakan, literasi keuangan, dan masa depan ekosistem finansial digital.Continue reading Snapshot 6 Pinjol & Paylater: Solusi atau Jerat?

From Bias to Karaoke: Ten Lessons from Ten Years of Tulodo

Nicholas GoodwinLeave a comment

Since founding Tulodo in Indonesia ten years ago, I’ve learned many things, sometimes the easy way, more often the hard way, and regularly the wrong way. We set out to build an agency that could contribute to applying social and behavior change in Indonesia. Over time, we evolved into a broader project management and consultingContinue reading From Bias to Karaoke: Ten Lessons from Ten Years of Tulodo

Tulodo Snapshot 5 – Ruang Aman Perempuan di Indonesia

Husen Haikal AlhadarLeave a comment

Tulodo Snapshot 5 – Ruang Aman Perempuan di Indonesia Ruang publik memiliki peran penting dalam memperkuat interaksi sosial dan kualitas hidup masyarakat. Idealnya, ruang ini dirancang agar aman, inklusif, dan ramah bagi semua kelompok. Namun, kondisi di Indonesia menunjukkan masih adanya tantangan dalam mewujudkan ruang publik yang setara. Hasil survei Snapshot Tulodo 5 menemukan bahwa 55% perempuanContinue reading Tulodo Snapshot 5 – Ruang Aman Perempuan di Indonesia

Shaping Behavior for Carbon and Health Gains

CatherineLeave a comment

Millions of households in Indonesia still rely on biomass fuels and traditional cookstoves, which contribute to deforestation, indoor air pollution, and carbon emissions. Adoption of clean cookstove technology remains low despite availability. A further look into this problem highlights the important role of daily habit, trust, and perceived benefit of using biomass fuels and traditionalContinue reading Shaping Behavior for Carbon and Health Gains

Local farmer holding cinnamon tree barks in the processing facility.

Unlocking Participation: Revealing What Drives or Hinders Spice Farmers Engagement

Anastasia WeningtiasLeave a comment

Indonesia has long been a global leader in spices, producing high-value commodities like nutmeg, pepper, cloves, and cinnamon. These products hold vast potential in both domestic and export markets. However, this potential remains underutilized. Many smallholder spice farmers continue to use outdated techniques, face limited market access, and struggle with low productivity. Government initiatives like the Indonesia Sustainable Agriculture (ISTA) project aim to address these challenges. However, farmer participation in ISTA activities remains limited, risking the effectiveness and reach of the program.Continue reading Unlocking Participation: Revealing What Drives or Hinders Spice Farmers Engagement